Posted on May 9, 2019 - 03:24 PM
by William deSchweinitz
Don’t go on a spending spree using credit if you are thinking about buying a home, or in the process of buying a new home. Your mortgage pre-approval is subject to a final evaluation of your financial situation.
Every $100 you pay per month on a credit payment could cost you about $10,000 in home eligibility. For example, a car payment of $300/month could mean that you qualify for $30,000 less in a mortgage.
Even if you have accumulated enough savings, you should consider not making any large purchases until after closing. The last thing you want is to know that you could have purchased a new home had you curbed the urge to spend.
William and his partner were terrific. I was looking for the perfect property to spend my retirement years and he delivered. They took care of every detail and were there to answer every question, every phone call, every concern. The sellers had some issues on their end, but my team handled everything like pros. Thank you William!
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